USAffordable HomeSM

Helping Americans Afford A Home
Announcing the Affordable Home Account! 
A WIN FOR AMERICA

"The Affordable Home Account is not a hand out. It is a hand up! It is a fair shake for homeowners, lenders, and the American taxpayer. It is a win for the dream of home ownership. It is a win for our economy and a win for America."


Mike Johnston    
Chairman 
WHAT IS THE USAFFORDABLE HOME ACCOUNT

A breakthrough solution
to today's housing crisis --
  • Homeowners exchange future appreciation for loan approval
  • Supports home purchase, refinancing and mortgage modification
  • Homeowner counseling
  • Lowers monthly payment, preserves ownership, saves neighborhoods
    WHO CAN BENEFIT

    Helps 
    any homeowner or buyer better qualify for a mortgage. Virtually any homeowner can benefit --
    • Default and foreclosure-challenged
    • Those seeking mortgage modification to reduce loan balance, rate or both
    • New home buyers
    WHO WILL OFFER THE ACCOUNT

    USAffordable HomeSM  will partner with mortgage lenders, investors and servicers to offer the Affordable Home Account.
     
      WASHINGTON, ARE YOU LISTENING?
      • Helps stop sliding home values-- fewer foreclosures and better qualified borrowers 
      • Supports mortage modification, refinancing and home purchase
      • Reduces sky-high re-default rates